Wells Fargo Visa Signature Card Agreement

Any cards we issue to you or devices that allow you to access funds in your account. Visa Signature cards like these offer an impressive array of benefits – from purchase security and extended warranty to 24/7 concierge service and discounted roadside delivery. You`ll also enjoy exclusive offers and discounts on merchandise, culinary events, movies, concerts, hotels and more. Read your guide on the benefits of getting your Wells Fargo Visa Signature card for the full list and coverage details. As mentioned above, you get a 50% bonus on your points when you redeem them for airline tickets, which increases the winning rate by 50%. Essentially, the card looks more like a 1.5% flat-rate card. While you can find cards with better win rates — for example, the Capital One Venture Rewards credit card offers two miles per dollar on every purchase — 1.5% is a good win rate for a card with no annual fee. To learn more about the factors to consider when applying for or using a credit card, visit the Consumer Financial Protection Office`s website at www.consumerfinance.gov/learnmore. Wells Fargo Advisors customers can use Wells Fargo credit cards that offer travel benefits, rich rewards, convenience and more.

Choose the card that best suits your lifestyle. New cardholders will receive an introductory APR of 0% on purchases for 15 months and 0% after introduction on balance transfers for 15 months. Balance transfer requests must be made within 120 days of opening an account to be eligible for this introductory rate. After 15 months, interest rates returned to standard interest rates (12.49% – 25.49% APR), based on the US policy rate and determined by your creditworthiness. (34) Certification of interpretation. If you would like to discuss your credit card account with us in Spanish, Chinese, Korean, Vietnamese or Tagalog, please read this. The Citi® Double Cash Card earns 2% cashback with each purchase. Cardholders receive an unlimited cashback of 1% if they make a purchase, then 1% more if the card is paid. Rewards can be redeemed for cash or converted to Citi ThankYou Points. These points can be redeemed for travel, gift cards and more.

Or they can be transferred to one of Citi`s airline transfer partners. To our California customers who have discussed credit card terms with us in Spanish, Chinese, Korean, Vietnamese or Tagalog: Basahin ang Seksyon 34 tungkol sa sertipikasyon ng tagapagsaling-wika bago mo i-activate ang iyong credit card. This card has no annual fee. It also offers an introductory APR of 0% on balance transfers for 18 months. .